TrueMoney Wallet · API Integration & Open Finance Solutions

Connect TrueMoney wallet, transfers, top-ups, lending and bill payment capabilities to your business via compliant APIs and OpenData-based integration
Enterprise-grade Delivery
Starting at $300 · Pay on acceptance
OpenFinance
OpenBanking
Protocol Analysis
Wallet & Payments Integration

Securely and compliantly connect TrueMoney's payments and wallet capabilities to your business

We provide protocol analysis for mobile wallets and digital lending apps without relying on platform black boxes, reconstruct authorization flows, and implement APIs based on public/open data, covering balance queries, QR/offline payments, cross-border and merchant acquiring scenarios.

Common integration scenarios
  • Wallet balance and transaction history export (JSON / CSV / Excel)
  • Real-time transfers (within TrueMoney Wallet to banks and inter-wallet), QR payments and merchant collections
  • Mobile top-ups and bill payments, POS / merchant acquiring integration
  • Digital lending products (installments, loan calculations, repayment schedules) data access
Security & Compliance

All implementations are based on client authorization or publicly available interfaces, adhering to local regulations (e.g., Bank/Regulator requirements) and privacy minimization principles. NDA and compliance guidance are provided when needed.

Deliverables and API samples

Deliverables (Typical)

  • Protocol analysis report (authorization flows, token refresh chain, key requests/responses)
  • API specifications (OpenAPI / Swagger) and parameter descriptions
  • runnable backend source code (Node.js / Python), including authentication middleware
  • Automated tests, sample calls and deployment instructions
  • Compliance and privacy guidance (data minimization, logging strategy, NDA support)

Example: Wallet Transactions (Pseudo-code)

{
  'method': 'POST',
  'path': '/api/v1/truemoney/transactions',
  'headers': {
    'Content-Type': 'application/json',
    'Authorization': 'Bearer '
  },
  'body': {
    'wallet_id': 'user_phone_or_id',
    'from_date': '2025-10-01',
    'to_date': '2025-10-31',
    'type': 'PAYMENT|TOPUP|LOAN',
    'page': 1,
    'page_size': 100
  }
}

Response {
  'status': 'OK',
  'transactions': [
    { 'id':'TXN001', 'date':'2025-10-02', 'amount':-120.50, 'desc':'7-Eleven', 'balance_after': 879.50 },
    { 'id':'TXN002', 'date':'2025-10-05', 'amount':500.00, 'desc':'Bank transfer', 'balance_after':1379.50 }
  ],
  'next_page': 2
}

Example: QR Payment Callback

POST /webhook/truemoney/qr
Content-Type: application/json

{
  'merchant_id':'M12345',
  'order_id':'ORD789',
  'amount':250.00,
  'status':'SUCCESS',
  'tm_ref':'TMREF20251018'
}

// We will provide signature verification examples and replay-attack protection measures

API Integration Guidelines (Getting Started)

  1. Provide the target App package name (already provided) and your business scenarios (e.g., balance sync, QR payments, bill export).
  2. We perform protocol analysis and authorization flow identification (usually 2–5 business days).
  3. Develop a runnable API access layer as needed (3–10 business days, depending on complexity).
  4. Deliver OpenAPI documentation, sample code and automated tests, with deployment and acceptance support.

We can package results as Docker containers, cloud functions, or integrate directly into your existing backend.

Core Advantages

  • One-stop service: protocol analysis → code implementation → documentation and testing
  • Compliance with OpenFinance / OpenBanking concepts and local/regional regulations
  • Supports Android / iOS protocol path extraction and authorization reconstruction
  • Deliverables include OpenAPI, SDKs (Node/Python/Go) and testing plans

About Us

We are a studio focused on app protocol analysis and compliant API integration, with members from mobile payments, banking and cloud services. With years of experience in finance, we are familiar with wallet and lending product interfaces and regulatory requirements across multiple markets, providing reusable API implementations and compliance guidance.

  • Coverage includes payments, consumer finance, digital banking and cross-border clearing
  • Transparent pricing with pay-on-delivery (acceptance-based) starting at $300
  • Supports NDA, penetration testing, audit collaboration and security audit reports

Collaboration Process (Brief)

  1. Submit requirements (target App name + integration goals + desired deliverables)
  2. Rapid assessment (1–3 business days), provide scope and quote
  3. Protocol analysis and output interface draft (2–6 business days)
  4. Development, testing and delivery (typically 5–15 business days, depending on complexity)
📱 TrueMoney Wallet Full App Overview (Appendix, click to expand)

TrueMoney Wallet — Key Features

TrueMoney is Thailand's leading mobile payments and digital wallet platform, offering wallet top-ups, transfers, QR payments, bill payments, mobile recharges, and digital lending products in partnership with financial institutions. It supports biometric login and multi-layer security, and interoperates with offline merchants (such as 7-Eleven, Lotus's) and international merchant networks.

  • Instant top-ups and transfers: wallet-to-wallet and instant bank transfers
  • QR payments and offline spending: QR payments and merchant acquiring integration
  • Digital lending services: personal loans and installment products with partner banks or financial institutions
  • Bill payments and consumer scenarios: mobile top-ups, utilities, in-app purchases
  • Merchant and cross-border payments: local merchants and cashless payments to 40+ destinations
  • Security: 24/7 monitoring, biometric login, encryption and risk controls
  • Customer service: 24/7 call center and in-app chat

(The above is a public feature summary for technical integration and solution design reference only.)